I'm a web developer, and I had actually begun building a budgeting tool of my own, but after giving YNAB a try, I've realized I no longer need to, because it does everything I need right now.įrom what it looked like when I tried it out briefly, you can input bank statements through YNAB and it will log it all for you. I also really like that they push you to budget based on your income from the previous month. Now that I have the hang of it, it's very easy to keep up with the transactions, and it's one of the first tools I've used that has made it easy to carry over balances on the budgets to the next month. The learning curve was a little steep in a couple areas, but their help resources are superb. I've been searching for a good budgeting tool for a while now, and this seems to fit the bill quite nicely. However, all that being said, I have been supremely satisfied with YNAB thus far.
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I was recently disappointed myself, since I just purchase YNAB last month, and this month they released it on the Mac App Store at an introductory price of $40. I can imagine the whole Steam situation being very frustrating. Sorry you've had such a negative experience so far. I want to give this thing a solid effort but it's already feeling like more trouble than it is worth. Thirdly, while the YNAB founder's heart seems to be in the right place, I'm already perturbed by the Anti-Mustachianism of the introductory email asking if I'll be saving money for a fancy vacation or to buy a new TV. Granted, this is my mistake for not looking into it enough before buying it but I was under the impression you could sync your accounts like Mint does, which is exactly the reason I started using Mint in the first place 3+ years ago because I had failed numerous times at DIY Excel spreadsheet budgets.
Secondly, I had not realized that you have to manually input all of your transactions to keep it up to date. I can't open up the YNAB application on my computer without going through Steam, and honestly, I don't want a Steam account at all much less on my computer at all times. First, the whole issue with Steam is really driving me up the wall. I clicked on the link with 18 minutes to go and thought to myself "we were probably going to do it anyway and if I can get for $15 today versus $60 later, sounds like a good deal."Īlready I'm second guessing this decision. Well, yesterday a fellow poster mentioned that YNAB was only $14.99 on another platform I'd never heard of (Steam) for the next few hours. So I had never heard of until a few days ago on this forum, I mentioned it to my wife and she was all for it, I wasn't convinced since we already have 40% of our very modest gross income being saved on autopilot and we generally don't spend on frivolous things.
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